VCC stands for virtual credit card, which is a type of prepaid card that you can use for online transactions without exposing your real credit card details.
VCCs are generated by various providers, such as banks, apps, websites, or services, and they have a limited validity and amount. VCCs are also known as disposable credit cards, temporary credit cards, or one-time use credit cards.
In this article, we will explore the benefits of using VCCs for online shopping and security, and how to get one for yourself.
Benefits of Using VCCs
There are many advantages of using VCCs over regular credit cards, such as:
Privacy: VCCs allow you to shop online anonymously, without revealing your personal or financial information to the merchants or third parties.
You can use different VCCs for different purchases and avoid being tracked or targeted by ads or hackers. For example, if you want to buy something from an unfamiliar website, you can use a VCC instead of your real credit card to avoid giving away your identity or risking your account security.
Security: VCCs protect you from fraud and identity theft, as they are not linked to your real credit card account or bank account. Even if a VCC is compromised or stolen, you will not lose any money or damage your credit score, as the VCC has a limited amount and expiry date.
You can also easily cancel or block a VCC if you suspect any suspicious activity. For example, if you notice an unauthorized charge on your VCC statement, you can simply close the VCC and report the issue to your provider.
Control: VCCs give you more control over your spending and budgeting, as you can set a specific amount and duration for each VCC.
You can also use VCCs to test or trial online services or subscriptions, without worrying about being charged automatically or forgetting to cancel. For example, if you want to try out a new streaming service or online game, you can use a VCC with a low limit and a short expiry date to avoid being locked into a long-term contract or paying for something you don’t use.
Convenience: VCCs are easy to obtain and use, as you do not need to apply for a physical card or wait for it to arrive. You can generate a VCC instantly from your phone, browser, or tablet, and use it anywhere online that accepts credit cards. For example, if you want to buy something online quickly and securely, you can use a VCC without having to enter your real credit card details or go through verification processes.
How to Get a Free Virtual Credit Card with no Deposit
There are many ways to get a VCCs for free, depending on your needs and preferences. Some of the most popular options are:
Banks: Some banks offer VCC services to their customers, either for free or for a fee. You can generate a VCC from your bank’s website or app and link it to your existing credit card or bank account.
You can also customize the amount and expiry date of each VCC according to your needs. Some examples of banks that offer VCCs are Bank of America, Citi, and Capital One. To get a VCC from your bank, you need to have an account with them and follow their instructions.
Apps: There are many apps that allow you to create and manage VCCs from your smartphone. Some of these apps also offer other features, such as cashback, rewards, or budgeting tools. Some examples of apps that offer VCCs are Privacy, Blur, and Revolut.
To get a VCC from an app, you need to download the app and sign up with your email address and phone number. You may also need to link your bank account or credit card to fund your VCCs.
Websites: There are also some websites that provide VCCs for online shopping and security. Some of these websites may require you to register or verify your identity before generating a VCC.
Some examples of websites that offer VCCs with no deposit are VVCWave, Netspend, and Wirex. To get a Free virtual credit card from a website, you need to visit the website and create an account with your email address and password. You may also need to provide some personal information and upload some documents to verify your identity.
Services: There are also some services that provide VCCs for online shopping and security. Some of these services may offer free
disposable VCCs with a bonus credit for signing up. Some examples of services that offer VCCs are VCCWave, FreeVcc, and GetVcc. To get a VCC from a service, you need to visit the service’s website and sign up with your email address and phone number. You may also need to complete some tasks or surveys to earn your free VCCs.
VCCs are a great way to shop online safely and securely, without risking your real credit card details or personal information. They also help you to control your spending and avoid unwanted charges or subscriptions. You can get a VCC from various sources, such as banks, apps, websites, or services, depending on your convenience and preference. Try using a VCC today and enjoy the benefits of online shopping with peace of mind.